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Cheesy Meatloaf
5 from 84 votes

Cheesy Meatloaf

Cheesy Meatloaf combines ground beef, minced onion, eggs, oats, and seasonings with shredded Havarti cheese filling for a moist, dense loaf. Baking forms a crust and seals melted cheese inside a savory center. A ketchup glaze baked on at the end adds tang and color. This meatloaf serves as a filling main dish with flavorful cheese concealed in the middle.

Prep Time
5 mins
Cook Time
1 hr 20 mins
Total Time
1 hr 25 mins
Servings: 6 servings
Calories: 583 kcal
Course: Main Course
Cuisine: American

Ingredients

  • 2 pounds ground beef 80% lean (see note 1)
  • 1 small onion peeled and minced
  • 2 egg see note 2
  • 3/4 cup rolled oats see note 3, old-fashioned
  • 3/4 cup ketchup divided
  • 2 tablespoons Worcestershire sauce
  • salt freshly ground
  • black pepper freshly ground
  • 6 ounces havarti cheese shredded (see note 4)

Instructions

    Cup of Yum
  1. Preheat oven to 350 degrees. Line a baking sheet with foil for easy cleanup.
  2. In a stand mixer fitted with the paddle attachment, or in a large bowl by hand, combine beef, onion, eggs, oats, 1/2 cup ketchup, Worcestershire sauce, 1 teaspoon salt, and 1/2 teaspoon pepper. Mix on low until combined.
  3. Rinse a 9-inch by 5-inch loaf pan with water (to help the meatloaf release). Pack the meat mixture tightly in to the pan.
  4. Leaving a 1/2-inch wall on each side, carve out a well about 5 inches long and 1 inch wide and set the excess meat mixture aside. 
  5. Fill the well with shredded Havarti cheese. Using the reserved meat mixture, cover and seal the shredded cheese carefully.
  6. Flip the pan over the prepared baking sheet and jiggle carefully until the meatloaf slides out. Bake 60 minutes.
  7. Remove from oven. Increase oven temperature to 400 degrees. Brush remaining 1/4 cup ketchup on all sides of the meatloaf. Return to oven and bake 10 minutes longer.
  8. Remove from oven and cool 15 minutes before serving. 

Notes

  • Regular 80% lean ground beef provides good flavor and texture without needing special blends.
  • Egg yolks add moisture and flavor, whites contribute structure to keep the loaf intact.
  • Old-fashioned rolled oats work as a binder; crushed crackers or breadcrumbs can be substituted.
  • Havarti cheese melts well, but semi-hard cheeses like gouda, cheddar, Swiss, Colby, or Monterey Jack are good alternatives.
  • The recipe yields six thick slices, enough for entree-sized portions; double the recipe for leftovers or sandwiches.
  • Store leftovers in the refrigerator, covered, for up to four days.
  • You can prepare the meat mixture and assemble the filled loaf a day ahead; bake it just before serving.

Nutrition Information

Serving 1slice Calories 583kcal (29%) Carbohydrates 17g (6%) Protein 37g (74%) Fat 40g (62%) Saturated Fat 17g (85%) Trans Fat 2g (100%) Cholesterol 187mg (62%) Sodium 665mg (28%) Potassium 641mg (14%) Fiber 1g (4%) Sugar 8g (16%) Vitamin A 463IU (9%) Vitamin C 3mg (3%) Calcium 226mg (23%) Iron 4mg (22%)

Nutrition Facts

Serving: 6 servings

Amount Per Serving

Calories 583

% Daily Value*

Serving 1slice
Calories 583kcal 29%
Carbohydrates 17g 6%
Protein 37g 74%
Fat 40g 62%
Saturated Fat 17g 85%
Trans Fat 2g 100%
Cholesterol 187mg 62%
Sodium 665mg 28%
Potassium 641mg 14%
Fiber 1g 4%
Sugar 8g 16%
Vitamin A 463IU 9%
Vitamin C 3mg 3%
Calcium 226mg 23%
Iron 4mg 22%

* Percent Daily Values are based on a 2,000 calorie diet.

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